Health insurance companies have a variety of plans that range in cost and features. These vary by state and company.
Health insurance works by pooling the medical costs of a large group of people. This pool reflects the risk of individual patients and helps keep premiums lower for all.
Jubilee Health Insurance
Jubilee Health Insurance offers medical coverage for individuals, families and small and medium-sized businesses. The company’s products are backed by an extensive network of hospitals, physicians, clinics and pharmacies across the country.
The company also focuses on introducing new technologies to improve customer experience and support its strategy of advancing affordable healthcare. For instance, Jubilee is piloting a platform called Flare that uses mobile and cloud-based 911 technology to aggregate public and private ambulances to provide emergency rapid response services.
Additionally, the insurer has introduced a new mobile app, which allows users to view their policy and claims information along with locating the nearest Preferred Panel Hospitals from anywhere in Pakistan. The application is free to download from the Google Play Store.
Earlier, Jubilee revamped its healthcare insurance product, J Biz, to offer superior benefits for owners of businesses. It has also launched an app to help employees track their work schedules and benefits. This latest innovation marks the first time that a health insurer in Pakistan has adopted digital technology.
EFU Health Insurance
EFU Health Insurance, a joint venture between Allianz SE of Germany and the EFU Group, is Pakistan’s first specialized health insurer. With over 190 years of combined experience, Allianz and EFU aim to make quality healthcare affordable and accessible.
Allianz EFU offers a cashless claims service within its large network of over 150 hospitals throughout the country, giving policy holders fast access to quality healthcare. Additionally, Allianz EFU has a 24 hour helpline and medical emergency hotline that allows members to receive advice on hospital locations, specialists and services that can save time and money when you need it most.
In addition to its impressive claim and claim management functions, Allianz EFU has also made an effort to improve its member’s experience with their new MyHealth App. This app will allow you to see your policy details, claim benefits and other useful features at a glance. It is also a great way to stay informed of all the important dates, deadlines and procedures related to your policy.
Adamjee Health Insurance
Adamjee is one of the leading insurance companies in Pakistan. Founded on September 28, 1960, it provides different types of coverages for customers. Its products and services include fire & property, marine aviation & transport, motor, accident, health, and others.
For travel, Adamjee offers various plans for domestic and international trips. Its Hajj and Umrah plan is suitable for individuals who want to perform the pilgrimage. This plan covers a maximum of 60 days for you and your family (spouse aged up to 65 years and children below 18 years).
For students, Adamjee provides an excellent student travel insurance plan. This plan protects students from medical emergencies and personal accidents. It also includes coverage for tuition fees. This plan is available for all students aged between 16 and 45 years. The premium of this plan is low and affordable. It can be purchased through Comet and it is hassle-free. It also allows you to choose the plan you want from a wide range of options.